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Real Estate, Housing & Land

Real estate is India's second-largest employment generator and contributes approximately 7% to GDP, with housing demand driven by rapid urbanisation and a structural deficit of ~18.8 million urban units. The Ministry of Housing and Urban Affairs (MoHUA) and Ministry of Rural Development oversee key schemes including PMAY-Urban and PMAY-Gramin, while RERA (Real Estate Regulatory Authority) governs market transparency and consumer protection. Policy direction is focused on 'Housing for All', affordable housing credit-linked subsidies, and unlocking land markets through digitisation and model tenancy reforms.